Terms of Use

Version 1.0

These terms govern your use of the website blkgroup.com. By using the website you agree to them. If you do not agree, please do not use the website.

In short: the website gives corporate information about a holding company and the companies in its group. It offers no services, makes no offers and gives no advice.

1. Who operates the website

1.1 The website is operated by BLK Group Holding Ltd, a limited liability company incorporated in the Republic of Cyprus on 11 July 2024 under registration number HE 462698, with its registered office at Spyrou Kyprianou Avenue 67, 4003 Limassol, Cyprus ("the Company", "we", "us").

1.2 Contact: info@blkgroup.com, telephone +357 25 820785, or by post to the registered office.

1.3 "BLK Group" is used on the website as a name for the Company together with the companies described on it. It is not a legal entity.

2. Purpose of the website

2.1 The website provides corporate information about the Company and about the Group Companies defined in clause 5.1. That is its only purpose.

2.2 The Company is a holding company. Its activity is limited to holding shares in other companies and exercising its rights as a shareholder.

2.3 The Company does not provide services to the public or to clients. It has no clients and no client relationships.

2.4 Using the website, or writing to the Company, does not create a client, advisory, agency, fiduciary or other service relationship between you and the Company.

3. Regulatory status of the Company

3.1 The Company is not authorised, licensed, registered or supervised by the Cyprus Securities and Exchange Commission, the Central Bank of Cyprus or any other financial-services regulator in any country.

3.2 The Company does not carry on any activity for which such authorisation is required. In particular it does not:

• provide investment services or activities, investment advice or portfolio management;
• provide payment services, issue electronic money or exchange currency;
• provide crypto-asset services, including exchange, custody or transfer of crypto-assets;
• manage, offer or market investment funds;
• accept, hold or control funds or assets belonging to clients;
• solicit, onboard, advise or contract with clients, for itself or for any Group Company.

3.3 Any authorisation, licence or registration mentioned on the website belongs only to the Group Company named next to it. It does not extend to the Company or to any other Group Company.

4. No offer, no solicitation, no advice

4.1 Nothing on the website is an offer, solicitation, invitation, recommendation or marketing communication to buy, sell, subscribe for or use any financial instrument, financial service, payment service, crypto-asset, crypto-asset service or investment fund.

4.2 The statement in clause 4.1 applies in the Republic of Cyprus, in every other member state of the European Union and in every other country.

4.3 Nothing on the website is investment, financial, legal, tax, accounting or other professional advice. You should not rely on the website in making any decision, and you should take your own professional advice.

4.4 The website is not directed at any person in any country where publishing or accessing it would be unlawful. If you access it from such a country, you do so on your own initiative and are responsible for complying with local law.

5. Group Companies

5.1 "Group Companies" means the companies described on the website. They are companies in which the Company holds shares, directly or indirectly, and companies affiliated with it through common ultimate beneficial ownership. Ownership interests differ from one company to another.

5.2 Each Group Company is a separate legal entity, responsible for its own business, obligations and regulatory compliance.

5.3 Any service is provided only by the Group Company concerned:

• under its own authorisation or registration, where it has one, and within the scope of it;
• only in the countries where it is permitted to act;
• under its own terms of business, privacy notice and complaints procedure.

5.4 A person who uses a service of a Group Company is a client of that company alone. The Company is not a party to that relationship, does not guarantee the obligations of any Group Company and is not liable for its acts or omissions.

5.5 The Company does not accept, process or pass on applications, instructions, orders, funds or service enquiries for any Group Company. These must be sent to the Group Company directly.

5.6 Statements on the website about the regulatory status of a Group Company are summaries given for information. The public register of the regulator concerned is the authoritative source and should be checked.

6. Links to other websites

6.1 The website links to websites operated by Group Companies and by third parties. The links are given for information only.

6.2 We do not control those websites and are not responsible for their content, availability, security or privacy practices, or for any product or service offered on them. A link is not an endorsement or a recommendation.

6.3 You may link to the home page of the website, provided you do so fairly and lawfully and do not suggest any association with, or approval by, the Company where none exists.

7. Accuracy and availability

7.1 We take reasonable care to keep the information on the website accurate and up to date. We do not warrant that it is complete, accurate or current, and it may change without notice.

7.2 The website is provided "as is". We do not promise that it will be available without interruption or free of errors or harmful code. You are responsible for protecting your own devices.

7.3 We may suspend, withdraw or change all or part of the website at any time.

8. Liability

8.1 Nothing in these terms excludes or limits liability for fraud or fraudulent misrepresentation, for wilful misconduct or gross negligence, for death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under the law of the Republic of Cyprus.

8.2 If you are a consumer, nothing in these terms affects the rights you have under mandatory consumer-protection law.

8.3 Subject to clauses 8.1 and 8.2, the Company is not liable, whether in contract, tort (including negligence), breach of statutory duty or otherwise, for any loss or damage arising from:

• use of, or inability to use, the website;
• reliance on any information on the website;
• any website linked from the website;
• any service provided, or not provided, by a Group Company or a third party.

8.4 Subject to clauses 8.1 and 8.2, the Company is not liable for loss of profit, revenue, business, opportunity, goodwill or data, or for any indirect or consequential loss.

9. Intellectual property

9.1 The content of the website, including text, design, graphics, photographs, logos and trade marks, belongs to the Company, to the Group Company concerned or to their licensors, and is protected by copyright, trade mark and other intellectual-property laws.

9.2 You may view the website, and download or print pages, for your own information. You must not alter the content or remove any copyright or trade mark notice.

9.3 Any other use, including reproduction, distribution, republication or commercial use, requires our prior written consent.

9.4 Nothing on the website grants a licence to use any name, logo or trade mark of the Company or of a Group Company.

10. Acceptable use

You must not:

• use the website in any way that breaks any applicable law or regulation;
• attempt to gain unauthorised access to the website, its server or any connected system;
• introduce viruses or other malicious or harmful code, or attack the website, including by a denial-of-service attack;
• copy or extract content by automated means, such as scraping or crawling, beyond what a public search engine does, without our prior written consent;
• present yourself as acting for, or with the approval of, the Company or a Group Company when you are not.

11. Privacy and cookies

Our Privacy Policy explains how we handle personal data, and our Cookies Policy explains the cookies on the website. Both are published on the website and should be read with these terms.

12. Changes to these terms

12.1 We may amend these terms at any time by publishing a new version on this page. The new version applies from the effective date shown at the top.

12.2 Please check this page when you use the website. If you continue to use the website after a new version takes effect, that version applies to you.

13. General

13.1 If a court finds any part of these terms invalid or unenforceable, the rest remains in force.

13.2 If we do not enforce a right under these terms, that is not a waiver of it.

13.3 These terms, with the Privacy Policy and the Cookies Policy, are the whole agreement between you and the Company about your use of the website.

13.4 These terms are written in English. If they are translated, the English version prevails.

14. Governing law and jurisdiction

14.1 These terms, and any dispute or claim arising from them or from use of the website, including non-contractual disputes, are governed by the law of the Republic of Cyprus.

14.2 The courts of the Republic of Cyprus have exclusive jurisdiction.

14.3 If you are a consumer living in another member state of the European Union, clauses 14.1 and 14.2 do not deprive you of the protection of the mandatory law of the country where you live, or of any right to bring proceedings in the courts of that country.

15. Contact

Questions about these terms can be sent to info@blkgroup.com or to BLK Group Holding Ltd, Spyrou Kyprianou Avenue 67, 4003 Limassol, Cyprus.